1/2/2024 0 Comments House payment calculator utah![]() As a bonus, you won't need a down payment for USDA or VA loans. These loans typically come with lower interest rates than conventional mortgages. If you're eligible, you might consider a USDA loan (for low-to-moderate-income borrowers buying in a rural area), a VA loan (for military members and veterans), or an FHA loan (not designated for any particular group). To improve your DTI, pay down debts or figure out whether you can earn more money. Most lenders want to see a DTI of 36% or less, but an even lower DTI can result in a better rate. Your DTI is the amount you pay toward debts each month, divided by your gross monthly income. You can also pay down debts or let your credit age. To improve your credit score, be sure to pay all your bills on time. But the higher your score, the better your rate will be. Many lenders require a minimum credit score of 620 to receive a mortgage. Rates should stay low for a while, so you probably have time to save more. But the higher your down payment, the lower your rate will likely be. ![]() With a conventional loan, you may be able to put down as little as 3%. Here are some tips for landing a good interest rate on your mortgage: How to get a low interest rate on your mortgage Shop around for a lender that will offer the best interest rate and charge relatively low fees. A different company could offer you a lower rate the second time around. You might end up refinancing with the same lender that gave you your original mortgage, but it's not always the best idea. Mortgage refinance rates are low these days, so it could be a good time to refinance your current mortgage into one with a lower interest rate - especially if the new rate would be significantly lower.
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1/2/2024 0 Comments Database sharding postgresql![]() Run any reports from a read-only secondary.Īre you running pg_stat_statements to track slow queries? You probably have one or two that are blowing up everything else. If you are a SaaS with account-centric tenancy, you may have 2% of customers that are generating most of your load.īecause of that, I’d lean toward optimization of what you have in the short-run. It’s best to do things like convert to UUIDs, which may affect URLs used by customers. I’ve been at companies that it took about 18 months. Planning to shard is quite a long process. In the medium term, optimize your current usage.Īny data structure changes are going to take longer to plan and get right. In the super-short-run, I’d say give it more horsepower, and see if it works. Hey, I work at Crunchy Data, so we talk with a lot of folks at this phase. How do I know when I'm running into the limits of postgres vs. So my question is when do I know if I should be implementing a sharded database architecture or be upgrading the EC2 instance. This adds costs that could go up exponentially. This would require me to upgrade the EC2 instance postgres is running on. This adds complexity and if done incorrectly it could result in lost or corrupted data This would require me to shard the database. There are a few ways to solve my problem: What would be the best way to optimize this database? I've noticed queries have been slowing down even with indexes created. ![]() There are queries that have to join data from these tables and perform calculations on the results. Let's say I have an EC2 instance with a postgres database that has a couple of tables and about 400 million rows in one of the tables, each day there are about 20 million rows added. ![]() 1/2/2024 0 Comments Valknut origin![]() ![]() We do not know who You are, whether You are male or female, how old You are, how Your weight is - no idea. But look at it: we do not even know who YOU are, we just see that SOMEONE looks at our pages, how he/she does that, how long this SOMEONE lingers on the respective pages, etc. That sounds dramatically to You, we know. Why do we have to do that? Quite simply, you have forbidden us to watch Your steps on our site with Google Analytics. Too bad, now we have to go back to the glass ball or read in the coffee grounds to understand our visitors. We would be happy to advise you on questions and problems! Please contact us using our contact form! So discover our other leather patch products to match the Valknut leather patch. We therefore try very hard to avoid purchasing the basic materials from low-wage countries. Sustainable production and thus also the origin of the leather we process is of crucial importance. We at md-textil pay attention to the highest quality standards for all of our products. Order Valknut leather patches and more from md-textil! The meanings of the symbol are therefore varied and even today not conclusively clarified. It is made up of “valr”, which means something like knight slain in a fight, and “knut” that means “knot”. The origin of the word Valknut lies in the Germanic word “Valknute”. This would then be associated with “Wotan” and translated means “knot of the fallen in battle”. The Germanic symbol of the Valknuts is often referred to in German as the Wotan's knot. It can therefore either contain three intertwined triangles or one intertwined polygon. The meaning of the Valknut symbolĮven if the exact meaning of the Valknut symbol could never be fully clarified, some possible solutions are circulating. The symbol of the Valknuts was laser-engraved with high quality and is therefore characterized by a high quality. The two color variants brown and natural go wonderfully with the symbol Valknut as well as with every carrier piece and can therefore be used universally. The patch is attached with VELCRO® Brand Hook® on the back. The patch has a diameter of 80mm and is therefore ideal for attaching to clothing or the like. The Valknut leather patch is a patch made of high-quality and well-selected cowhide. ![]() The Valknut leather patch is made of high quality leather and a real eye-catcher on your jacket, habit and much more! Product details ![]() The Valknut was always mentioned in connection with battle and death. It is a motif of Germanic origin, also called Wotan's knot in German. Our round md-textil leather patch with the symbol “Valknut” is a very popular symbol and also one of the most famous motifs in Norse mythology. ![]() 1/2/2024 0 Comments Beretta 9mm rifle cx4![]() ![]() 45 magazines, but there currently is no 92 model chambered for the. The blowback type locking system and the bolt safety ensure reliability, great stability and precision in follow up shot. 40 S&W models, one of which accepts 96 magazines and the other accept Px4 magazines. The Beretta Cx4 Storm semiautomatic carbine is a sporting or personal defense firearm with a particulary captivating appearance and simplicity of use. 45 ACP versions of the carbine as well, although they are far less common. The CX4 is a semiauto pistol-caliber carbine designed to give you the familiar controls of your favorite Beretta combat handgun. The components are also all ambidextrous, which is also cool.įinally, there are also. The rifle is also incredibly ergonomic and comfortable to wield. ![]() The Picatinny rail is located underneath the barrel of the gun. Taken on multiple expeditions, we found the strange looking CX4 still wort. The same goes for the model of the Cx4 that accepts the Px4 magazines.Īside from that, the Cx4 comes with a number of important features, including a Picatinny rail for mounting lights and accessories. La carabina semiautomática Beretta Cx4 Storm es un arma deportiva o de defensa personal con una apariencia particularmente atractiva y simplicidad de uso. It was surprising in that we didnt hate it In fact the CX4 quickly grew on us. La Cx4 Storm fue desarrollada en el año 2003 para ser utilizada en conjunción con pistolas semi-automáticas de. Se fabrica en los calibres 9×21, 9×19 mm Parabellum. The Cx4 will accept the shorter 15 round magazines of the 92FS, or it will accept longer 20 round to 30 round magazines as well. La Beretta Cx4 Storm es una carabina destinada tanto a actividades deportivas, como a los mercados de defensa personal y aplicación de la ley. Still, the 92FS is a very popular pistol, and if you already own the 92 and get a Cx4, you’ll only need one type of magazine in addition to only one type of ammunition. It depends on which specific model you choose to go with, as it will accept either the Px4 or the 92FS magazines depending on the model. This means that the Cx4 does NOT accept magazines from both the 92FS and the Cx4 at the same time. The Beretta CX4 Storm 9mm Black is a semiauto pistol-caliber carbine designed to give you the familiar controls of your favorite Beretta combat handgun. The Cx4 9mm carbine from Beretta is chambered for the 9mm Luger and is also designed to accept Beretta magazines from either the 92FS or the Px4 pistol, depending on what model of the Cx4 you get. ![]() 1/2/2024 0 Comments Free convert pdf to text free![]() Step 3 Wait for the conversion process to finish. Step 2 Click on "UPLOAD FILES" button and then you are able to select up to 20 PDF files you want to convert. Step 1 First of all, open your browser on your computer, and then search for PDF to Text online converter, or you can also search for the link,. If you don't care these ads, it still is a good online PDF to TXT converter. But there are some unwanted ads in this website. This online PDF to TXT converter allows you upload up to 20 PDF files. In order to convert PDF to TXT online, you can choose PDF to Text online converter to finish this conversion. Method 3: How to Convert PDF to TXT Online with PDF to Text After you type a new name for your converted TXT file, you successfully convert PDF to TXT. After you done all things, you need to choose File button and then click on Save As. Step 4 Now you are able to click on the text element you want to edit and start typing as you like. And then Acrobat will automatically apply optical character recognition, which is also known as OCR, to your PDF file, and convert this file to a fully editable copy. Step 3 Click on the Edit PDF tool which is in the right pane. Step 2 Open the PDF file you want to convert to TXT format in Acrobat. You can try the free trial, or just buy this program. Step 1 Download this automatic OCR software in Acrobat from Adobe official website. And you can simply follow the next detailed steps to convert PDF to TXT with this program. This way allows you to convert scanned PDFs to instantly editable text using this automatic OCR software in Acrobat. 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PDF Converter Ultimate is a professional PDF converter, which is able to convert PDF to TXT with ease. Method 1: How to Convert PDF to TXT via PDF Converter Ultimate Method 6: How to Convert PDF to TXT Online with Online-Convert.Method 5: How to Convert PDF to TXT Online with Convertio.Method 4: How to Convert PDF to TXT Online with Zamzar.Method 3: How to Convert PDF to TXT Online with PDF to Text.Method 2: How to Convert PDF to TXT with Acrobat. ![]() Method 1: How to Convert PDF to TXT via PDF Converter Ultimate.Just read these methods and get detailed information from the article. The article includes Video Converter Ultimate, Acrobat as well as 4 online ways. If you have the demand to edit your PDF file, you probably want to know the best ways to convert PDF to TXT.įortunately, in what follows, we list 6 efficient ways to help you convert PDF to TXT. Some users commented that it is too difficult to convert PDF files into TXT. 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1/2/2024 0 Comments Tag games for middle school![]() ![]() What is the name of this movie, you ask? Yes, you guessed it: Tag. Apparently someone found the epic story of 30-year tag game so alluring that they decided to turn it into a movie-and now that movie, starring Jon Hamm, Hannibal Buress, and the guy who played Jason Bourne that one time, is heading to theaters. The game is still going, five years after the article, but things are about to reach a whole new level. The shark stands in the middle of the play area and say Fishy, fishy come out. ![]() "I still feel bad about it," says Father Raftis, who is now a priest in Montana. How to play the tag game Sharks and Minnows. ![]() I can also see TAG being used in special needs homes or classrooms as well (. Students play tag, just the 2 of them, and should ignore everyone else (aside from avoiding collisions with the other pairs). Their objective is simple, yet challenging. One student is deemed the Runner, while the other student is the Chaser. Tombari, whose wife was so startled she fell backward off the curb and tore a ligament in her knee. Is Word Tag: Epic Adventure Game good for learning Use Common Sense Educations reviews and learning ratings to find the best media and edtech resources. This game can be played with children and adults, artists and non-artists alike. How to play: Divide students into pairs and give each student 1-2 flags. These games will keep them wanting to play, and help them naturally start to improve over time. Many kids will feel discouraged if they don’t see improvement in their skills right away. When the trunk was opened he leapt out and tagged Mr. These games are a great way to keep interested and practicing archery. When it comes to gym class, I don’t like having a lot of down-time. These were what I would use for our warm up every day. Class When I taught gym full time, I loved having a handful of go-to tag games all the kids knew and enjoyed. What they didn't know was Sean Raftis, who was "it," had flown in from Seattle and was folded in the trunk of the Honda Accord. 17 Awesome TAG Games You Should be Playing in P.E. You wouldn't believe what I just bought," he said, as he led the two out to his car. Tombari and his wife, then living in California, got a knock on the door from a friend. The WSJ article is a heartwarming tale of adult companionship, dumb games, and anecdotes like this: ![]() 1/2/2024 0 Comments Free movies online![]() You have to register on the website, which is free, and then use the login details across different devices you use, so all your movies and TV series are synced. It is the best free streaming movie site as it allows you to stream the movies and TV series on all gadgets including Android phones, iPhones, Apple TV, Xbox, PlayStation, Amazon Fire TV, and the internet. If you are worried about the legality of watching movies for free, head over to Tubi TV because all the titles available there are obtained legally through partnerships with over 200 production houses across the globe. It has a lot of pop-up ads, so you need to be patient throughout the process. If you are a sci-fi lover, you will fall in love with PutLocker’s huge collection of sci-fi movies. One of the best free movie streaming sites, PutLocker divides its content according to the genre, country of origin, alphabetical order, and ratings on IMDb, making it convenient for the users to navigate through the website. It has a huge collection of animated movies as well. One of the best things about this free online movie streaming site is that it has the least amount of ads across the list. While you are busy with work, you can download a couple of movies for later and watch it ad-free. ![]() Fmovies has neatly divided its collection according to the genres, which makes it easy to pick a new series or movie.įrom Oscar-winning movies to action-packed movies, GoStream offers you two options - download the print or watch it online. All prints have at least 720p resolution, so you enjoy your movies and TV series. Episodes of the ongoing TV series are uploaded in less than 24 hours on the website. Fmoviesįmovies has a lot of ads but it collects a large number of popular TV series and movies. Some classics that are always a part of the free section include Funny Girl, The Sisterhood of the Travelling Pants, and Pride and Glory. You will have to sign up on the website to access the free movies and TV series. Vudu is a paid service but they have a free section, which is changed every month. Just name a movie you want to watch and Vudu will have that in their collection. The website has a huge collection of movies and TV series. One of the best free online movie streaming sites, Vudu gives you early access to new hit movies. ![]() Tips: To download a YouTube video, you can refer to this article: 15 Best YouTube Video Downloader for Windows 11/10/8/7/XP. Users can also subscribe to these dedicated YouTube channels so that every time a new movie gets uploaded on these channels. Channels with more than 2K subscribers have almost all the premium Hollywood movies in it like Mad Monkey, Species, All Dogs Go to Heaven, Into the Blue, Her Best Move, etc. Moreover, users can also save them for offline streaming on their devices. If you browse the content on YouTube, then you will find a huge collection of Hollywood movies there. YouTubeĪpart from providing a platform to stream short videos or trailer of the movies, YouTube is also a place where users can easily stream full-length Hollywood movies and popular TV shows exclusively for free. What are the top free movie streaming sites that you should bookmark on your browser? And are they any good? Let’s take a look at it below. 23 Best Free Movie Streaming Sites to Watch Movies for Free Netflix, Amazon Prime, and Hulu are all premium services and if you don’t want to pay every month for watching your favorite movies, here are 23 best free movie streaming sites no sign up required that you can visit in 2023. These sites have a lot of ads but you only have to tolerate them in the beginning. There’s no limit to how much you can watch in the day. ![]() The best thing about these free movie streaming sites is that you don’t have to sign-up, so there’s no way you can get in trouble. We all love watching movies and TV series for free. Top 23 Free Online Movie Streaming Sites 2023 – No Sign Up Required ![]() 1/2/2024 0 Comments Origami owl facebook party![]() ![]()
1/1/2024 0 Comments Charles darwin![]() ![]() ![]() In this outcome we’ll learn more about his work and how it helped develop the theory of evolution. Darwin’s scientific discovery is the unifying theory of the life sciences, explaining the diversity of life. Charles Darwin (18091882), author of On the Origin of Species and The Descent of Man, is one of the most famous names in science. ![]() However, many favored competing explanations and it was not until the emergence of the modern evolutionary synthesis from the 1930s to the 1950s that a broad consensus developed in which natural selection was the basic mechanism of evolution. By the 1870s, the scientific community and much of the general public had accepted evolution as a fact. He established that all species of life have descended over time from common ancestors and, in a joint publication with Alfred Russel Wallace, introduced his scientific theory that this branching pattern of evolution resulted from a process that he called natural selection, in which the struggle for existence has a similar effect to the artificial selection involved in selective breeding.ĭarwin published his theory of evolution with compelling evidence in his 1859 book On the Origin of Species, overcoming scientific rejection of earlier concepts of transmutation of species. Darwin was a reserved, thorough, hard working scholar who concerned himself with the feelings and emotions not only of his family, but friends and peers as well.What you’ll learn to do: Describe the work of Charles Darwin in the Galapagos Islands, especially his discovery of natural selection in finch populationsĬharles Robert Darwin, was an English naturalist, geologist and biologist, best known for his contributions to the science of evolution. Darwin avoided talking about the theological and sociological aspects of his work, but other writers used his theories to support their own theories about society. For most of the next five years, the Beagle surveyed the coast of South America, leaving Darwin free to explore the continent and islands, including the Galápagos. Many people strongly opposed the idea of evolution because it conflicted with their religious convictions. Charles Darwin, famed author of Origin of Species, is remembered as the man who popularized evolution. In 1831, Charles Darwin received an astounding invitation: to join the HMS Beagle as ships naturalist for a trip around the world. He is buried in Westminster Abbey.ĭarwin's work had a tremendous impact on religious thought. After publication of this book, Darwin continued to write on botany, geology, and zoology until his death in 1882. He set these theories forth in his book The Origin of Species (1859). Darwin stands as a major figure in the history of science: he revolutionised our understanding of nature and of the origins. Darwin pieced together information from his earliest studies to continuously expand upon his theory called 'natural selection. Darwin s theory did not, contrary to popular opinion, suddenly pop into his head as he observed differences in the beaks of Galapagos finches. essentialism about species and (v) the tempo and mode of evolutionary change. Charles Darwin was a naturalist who was a prolific at describing his findings in papers and published works. Several related theories cam out of this study: that evolution did occur, evolutionary change was gradual, requiring thousands to millions of years, that the primary mechanism for evolution was a process called natural selection and that the millions of species alive today arose from a single original life form through a branching process called 'specialisation'.ĭarwin's theory of evolutionary selection holds that variation within species occurs randomly and that the survival or extinction of each organism is determined by that organism's ability to adapt to its environment. This entry first formulates ‘Darwin’s Darwinism’ in terms of five philosophically distinctive themes: (i) probability and chance, (ii) the nature, power and scope of selection, (iii) adaptation and teleology, (iv) nominalism vs. When he returned to London, Darwin conducted thorough research of his notes and specimens. ![]() 1/1/2024 0 Comments Homemade vanilla sugar![]() ![]() They’re considerably cheaper than Grade A, and they’re perfect for making vanilla sugar and vanilla extract. They ship their vanilla beans in vacuum-sealed bags, so they aren’t dried out, like grocery store beans tend to be. Lately, I’ve been buying my beans from Vanilla Bean Kings on Amazon. My advice: skip the grocery stores and warehouse clubs, and order your vanilla beans online. Vanilla bean shortages have caused prices to skyrocket in recent years, but you can still get beans for around $1 each, if you know where to look and what to buy. sweeten coffee, lemonade, hot or iced tea and cocktails.intensify the vanilla-flavor in whipped cream, frosting or ice cream.flavor sugar cookies, vanilla cakes and other baked goods.The vanilla seeds are likely to cause the sugar to crystallize. ![]() Candy recipes that call for boiling a sugar syrup are also a no go. Just don’t bother adding it to recipes with other strongly-flavored ingredients, like chocolate. If a recipe has vanilla in its name, or calls for a significant amount of vanilla extract, swapping in vanilla sugar for the granulated sugar is an easy way to amp up the vanilla flavor. You can use vanilla sugar as a 1:1 replacement for the granulated sugar in any recipe, but it works best in recipes where vanilla is the star. That’s a lot of hassle for something that literally takes two ingredients and a few minutes to make yourself. You basically have to order it online, or buy it from a cooking specialty store. It’s a common ingredient in Europe, but much harder to track down in the U.S. Vanilla sugar is nothing more than granulated sugar that’s been infused with vanilla beans. I’ve included free printable labels that you can use to dress up your jars. Even if you’re an average baker like me, the homemade stuff pays for itself pretty quickly.Vanilla sugar is expensive to buy, but ridiculously cheap and easy to make. In the first five years of making my own vanilla, I spent $30 on four high-quality beans, $6 on a single inexpensive bottle of vodka, and approximately $5 for the jar. Prefer the store brand? That’s $11 per 4-ounce bottle, or $110 for five years. If each jar costs $18, that’s $180 over a five-year span. Say you buy two 4-ounce bottles of the good vanilla extract from the grocery store every year. And while she buys pure vanilla extract in bulk from Costco ($50 for a 32-ounce bottle), it’s still one of the most expensive products on her grocery list.Ī bit of simple math reveals that homemade vanilla extract is the more economical choice. Adekoya uses vanilla in virtually every one of her recipes-she probably goes through more vanilla extract in one day than I do in a month. I gifted a tiny vial to Lara Adekoya, founder of boutique baking company Fleurs et Sel. But because I’m only a part-time baker, I wanted to test my DIY vanilla on a real pro. I’ve had my personal jar of homemade vanilla extract for over eight years, and it’s never let me down. Here’s how to do it: How to Make Homemade Vanilla Extract Seriously, DIY vanilla extract is the gift that keeps on giving. This, combined with the idea that I could produce a never-ending supply of homemade vanilla extract-one suitable for all my baking, cooking, and beverage needs-simply by adding in more vodka (another spoiler: it’s not quite that simple, but the method is still easy), was enough to convince me to give it a go. I quickly learned that making my own vanilla extract would require just a few vanilla beans, some cheap vodka, a glass jar, and a lot of patience. There are a number of ways to reuse spent vanilla pods, like making extract, vanilla salt, or vanilla sugar, that eke out every last molecule of flavor the pricey pods have to offer. Any time a recipe called for more than a scant teaspoon, I’d walk away feeling guilty: Those tiny bottles are expensive, not to mention environmentally wasteful and hit or miss in terms of flavor and quality.Īfter buying some very expensive vanilla beans a few years back (using a discount from my kitchen job), I researched how to get the biggest bang for my buck. At the time I had been going through a lot of store-bought vanilla extract and racking up quite a bill while doing so. Until recently, I wondered if homemade vanilla extract could improve my projects-not to mention save me some money in the long run (spoiler alert: it did and it does). As a professional food blogger and recipe tester, I bake quite a lot and drink more flavored coffee beverages than I care to admit. ![]() |
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